계약서 보면 LDW 만 있고 addtional insurance 에 대한 언급은 없어 보입니다. 캐나다에서 LDW 는 보험이 아니라는 아래 내용이natioal rent car 홈페이지에 표기 되어 있습니다. 자세한 내용은 아래 읽어 보시고요. 안타깝지만 운전자 분이 사고로 인한 손실을 배상하셔야 할것으로 보입니다. 사고처리 비용은 렌트당시 오픈된 신용카드로 청구될 것 같네요...다만 모든 손해에 대한 비용을 배상 하는 것은 아니고 deductible 까지만 배상하면 될 것으로 보입니다. 렌트카 회사마다 deductible에 차이가 있으니 담당자랑 확인해 보시기 바랍니다.
National provides you, the renter and authorized drivers with a way to minimize your responsibility for loss or damage to the rental vehicle through the purchase of Loss Damage Waiver (LDW). LDW is NOT insurance. It is a waiver of National's right to collect from the renter or authorized driver for the loss or damage to the rental vehicle.
The renter or authorized driver is responsible for any loss or damage to the rental vehicle, regardless of who is at fault. In addition, unless prohibited or limited by law, the renter or authorized driver (s) is responsible for administrative and loss of use fees. If elected, LDW waives the renter's and authorized driver(s) responsibility for loss or damage to the rental vehicle up to the full value of the vehicle including administrative and loss of use fees less the applicable deductible, if any.
Deductibles - Cars and Trucks:
Customers 25 yrs + - deductibles are $0, $500 CAD or $1,000 CAD
Customers 21-24 years - deductible is $1,000 CAD (Up to a full size car class category)
Note: Deductible is the maximum amount of customer responsibility for damage to the vehicle assuming the Prohibited Uses and Violations as described in the Terms and Conditions of the rental agreement have not be violated. Deductibles and availability vary by location and by car category.
LDW가 우리나라 자차보험의 일종이며 500불 넘어가는건 임차인 부담인듯 합니다. LDW는 렌트할때 의무적으로 가입을 합니다. 자차보험도 풀커버가 되는 보험이 있는데...LDW는 말 그대로 최소한의 보험입니다. 미국 자동차 보험이 있다면 LDW 가입+본인자동차보험으로 커버가 되는데...여행객일경우 다 따로 보험을 사야하기때문에 렌트비가 따블이 될수도 있죠. 대부분 카운터에서 LDW만 설명하고 다른 보험은 좀 건성건성입니다. 하지만 미주지역에서 교통사고가 나면 특히 인사사고가 나면...보험 커버가 안되면 정말로 힘든일이 많습니다.
참고로 캘거리 6 년 거주 경험을 토대로 말씀드리면 캘거리-밴프 또는 1번 고속도로를 타고 밴쿠버쪽으로 가는 도로는 겨울철 폭설, 눈사태 또는 야생동물 충돌에 주의하시고 특히 야간에 트레일러가 무리지어 다니므로 운전할때 많이 조심하시기 바랍니다. 보험도 들 수 있는 건 다 들어 놓으세요.. 한 두푼 아끼려다 큰 손해로 이어지는 경우가 발생할 수 있습니다.
National provides you, the renter and authorized drivers with a way to minimize your responsibility for loss or damage to the rental vehicle through the purchase of Loss Damage Waiver (LDW). LDW is NOT insurance. It is a waiver of National's right to collect from the renter or authorized driver for the loss or damage to the rental vehicle.
The renter or authorized driver is responsible for any loss or damage to the rental vehicle, regardless of who is at fault. In addition, unless prohibited or limited by law, the renter or authorized driver (s) is responsible for administrative and loss of use fees. If elected, LDW waives the renter's and authorized driver(s) responsibility for loss or damage to the rental vehicle up to the full value of the vehicle including administrative and loss of use fees less the applicable deductible, if any.
Deductibles - Cars and Trucks:
Customers 25 yrs + - deductibles are $0, $500 CAD or $1,000 CAD
Customers 21-24 years - deductible is $1,000 CAD (Up to a full size car class category)
Note: Deductible is the maximum amount of customer responsibility for damage to the vehicle assuming the Prohibited Uses and Violations as described in the Terms and Conditions of the rental agreement have not be violated. Deductibles and availability vary by location and by car category.
0/2000자